Let LeBourgeois Appraisals, LLC take care of your appraisalTo a lot of people, an appraisal is simply a line item on the settlement sheet for a home purchase or refinance. Even though there are a developing number of automated home valuation methods that may seem more prudent than an appraisal, the majority of lenders still need a local expert because the stakes are very high. But is getting a mortgage the only reason to get an appraisal? Are there also instances when the services of a licensed, independent real estate professional might be helpful? You bet there are.
Let LeBourgeois Appraisals, LLC help you dispute your tax assessment in Tangipahoa CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from LeBourgeois Appraisals, LLC is your best evidence. At LeBourgeois Appraisals, LLC, we're equipped to assist you in disputing your tax assessment.
Let LeBourgeois Appraisals, LLC help you do away with PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask buyers to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, LeBourgeois Appraisals, LLC will give you a statement regarding the value of your home. The price you paid for the home valuation can often be regained in little time because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce is often complicated by the hard decision of who maintains the property, and it can be a particularly heartbreaking ordeal for both parties. So both parties are completely aware of the true market value of their house, it's a good idea to order an appraisal from LeBourgeois Appraisals, LLC, regardless of the circumstances.
The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Settling an estate with peace of mindThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.
Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.
Let LeBourgeois Appraisals, LLC help you with relocating to or from Tangipahoa CountyEmployee relocation can be a stressful eventWe know where you're coming from! That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information about any recent sales or listings in their area that they want considered during our intensive process.
Selling your home quickly at the right price with an appraisal from LeBourgeois Appraisals, LLCWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal.
We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.